The Federal Reserve's entrenched role in U.S. monetary policy, banking supervision, and financial stability creates formidable legislative and institutional barriers to abolition by the end of 2026. A 2025 House bill to repeal the Federal Reserve Act advanced no further than committee referral, while ongoing efforts center on reforms such as workforce reductions, task forces reviewing operations under the current chair, and adjustments to independence rather than elimination. Traders assign a 98.2% implied probability to continuation because passing such sweeping legislation would require unified congressional majorities, Senate cloture, and executive support amid economic risks of transition. Late-session developments like a fiscal crisis or unexpected coalition shifts could theoretically accelerate consideration, though historical patterns and procedural timelines make this outcome remote.